IRS Raises 2027 401(k) Limit to $25,500, IRA Cap Stays at $7,500
IRS sets 2027 401(k) contribution limit at $25,500, up $1,000, with catch-up at $8,500 and IRA cap unchanged at $7,500, announced Nov. 12, 2026.
IRA
IRS sets 2027 401(k) contribution limit at $25,500, up $1,000, with catch-up at $8,500 and IRA cap unchanged at $7,500, announced Nov. 12, 2026.